Oh, wait, you said things other than racing games! Do @keithcollantine ‘s caption compeitions count?
But don’t discount racing games, though, what about Speed dreams? It’s free of charge (and it’s copylefted – and no hidden costs) and it’s quite realistic (although it’s impossible to play it with a keyboard – I tried that). It’s also less of a game and more of a simulator. It’s possible to just watch a simulation of a race without really racing in it.
And here’s a video of a race in which the player doesn’t participate – only the AI cars do:
-Before you first race, go to Main Menu >> Configure Player, and change the settings there. “Skill Level” doesn’t change the AI’s difficulty, it changes how difficult it is to drive the car (my logic says that the higher the setting here is, the more difficult and real the car’s controls are)
-You can configure the AI in Main Menu>>Options>>AI Opponents
-When you start your 1st race press F1 a.s.a.p. It’ll show you how to do things like turning the headlights on/off, turn on and off ABS/TC, change the camera angle,….things like that).
I also play SuperTuxKart but based on you first post there’s just no way that you’re going to like it.